Don't use debit cards? Let the hackers hoover up somebody else's money, rather than pulling straight from your bank accounts and have your rent checks bounce and over-draft fees kick in.
It's easier to disavow spurious credit card purchases than somehow get your funds back from bad debit transactions, let alone the fees when your fixed expenses don't clear because some asshole stole your money.
It's easier to disavow spurious credit card purchases than somehow get your funds back from bad debit transactions, let alone the fees when your fixed expenses don't clear because some asshole stole your money.